AIG United Guaranty is helping mortgage lenders in Denmark and Norway to expand home ownership in their market through mortgage credit protection – with the same level of quality its affiliates have provided in the U.S. market for more than 40 years.

Mortgage insurance protects lenders against losses due to borrower default and foreclosure. Using mortgage insurance to reduce the risk associated with high loan-to-value ratios (HLTV), banks can extend affordable mortgage financing to homeowners with limited down payment funds, enabling them afford home ownership.

Other lender benefits include:

• The security, expertise, services and financial strength available from AIG United Guaranty’s mortgage insurance for first- and second-lien mortgages (HEL and HELOC).
• Capital relief associated with MI coverage,
• Better international ratings for mortgage-backed securities.
• Coverage for existing mortgage portfolios, as well as newly originated loans.

As a member company of American International Group, the world’s leading international insurance and financial services organization, AIG United Guaranty can also rely on the expertise and broader capabilities of our parent company, providing access to other
related insurance products from AIG including payment protection, financial lines,
and other financial and risk management tools.

Berit Svenson, Nordic Underwriting Manager
Kalvebod Brygge 45
1560 Copenhagen V
Denmark

Phone: 45.33.73.24.91
Fax: 45.33.33.05.88
Mobile Phone: 45.20.63.07.02
E-mail: